Affordable Health Insurance Massachusetts
The State of Massachusetts passed a new health care law in 2006. The New Health Care law became effective July 1,2007; it requires all residents to maintain health insurance. The Health Care act also provides subsidized health insurance for those earning less than 300% below the federal poverty level.
Commonwealth Care insurance program is offered to those living below the poverty level and do not qualify for Medicaid coverage. Based on income, plan 1 has no premiums and a low co-pay. Plan 2 has no premiums but a member may pay a co-pay for certain services.
Hospitals in Massachusetts:
Addison Gilbert Hospital
Baystate Health Systems
Berkshire Medical Center
Boston Medical Center
The Cambridge Hospital
Health Insurance Providers:
Blue Cross Blue Shield of Massachusetts
Offers Health Maintenance Organization (HMO) Plans. Choose your own physician from a large network of providers. Preferred Provider Organization (PPO) allows you to choose see an of network provider. Get Blue Plans offer affordable coverage for individuals and families, and employers. Essential Blue YA is a low cost plan exclusively for young adults aged 19-26. Medicare Plans include Medicare HMO Blue plans and Medicare PPO Blue Plans. Dental plans include Dental Blue and Dental Blue PPO.
Fallon Community Health Plans
Health Plans include coverage for individuals and families, students, and Medicare Eligible. Some of the benefits; include free routine physicals and well child checkups, prescriptions filled at over 1,000 pharmacies, office visits, dental exams, emergency and hospital care, mental health substance abuse prevention counseling, and discounts for chiropractic and massage therapy. Some may qualify for lower premiums based their income.
Health New England
Health care plans for General Health, Women and Children's Health, Men's Health and HNE Medicare Advantage Plan. Management of Asthma and Diabetes. The Managing Diabetes class includes nutrition classes and tips for how to shop. A virtual grocery tour is given by a registered nurse who will help you to understand food labels and how to count fat and carbohydrate grams. This is also offered to people with heart disease and high cholesterol.
NASRO Health Plans
National Association of Socially Responsible Organizations (NASRO) The NASRO Health Plan s include coverage for individuals and families, small business, self-employed, freelancers and independent contractors. The NHP Care to Select Plan offers; $25.00 office visit co-pays $100.00 for ER Visits, Prescription coverage and Inpatient Day Surgery not subject to deductibles and coinsurance.